The Driving Force Behind Davos

In the complicated world of finance, few firms can compete with Davos Financial Group (DFG). Their strong leadership and commitment to excellence have made it possible for customers throughout Latin America to invest confidently with the rest of the world. What began as an investment advisory firm has grown into a group of affiliated companies that offer wealth management, real estate consulting, investment banking and trust services. This was all made possible because of founder and CEO, David Osio.

A native of Venezuela, Osio obtained his law degree at Andres Bello Catholic University in Caracas, where he also took courses in banking and finance. After graduating with honors, he went on to work for the MGO law firm in Caracas, providing legal advice to corporate clients and eventually becoming its director. In the years that followed, he completed another specialized education program at Caracas’ Institute of Higher Administration Studies. He then went on to study portfolio management and banking at the New York Institute of Finance.

With all this education behind him, it wasn’t long before Osio was climbing the managerial ladder at the Latino International Bank (BLI) in Miami, Florida. After two years of working in the company’s Private Banking Division, he went on to become their Vice President of Commercial Banking. His efforts at BLI resulted in steady portfolio growth and helped strengthen their position in the world of global finance.

By 1993, Osio had decided it was time to take everything he’d learned and create a company of his own. The result was a group of independent companies designed around the needs of the Latin American market. It’s worth noting that the Davos Financial Group was the first comprehensive financial advisory firm to come out of Venezuela. Through its various companies, it has gone on to establish locations around the world, including New York, Miami, Lisbon, Panama and Geneva.

Each of the group’s companies maintain agreements with some of the world’s biggest and most important banks. These agreements are the product of years of dedication to the financial services industry with strict adherence to international banking standards and regulations. This is in keeping with Mr. Oslo’s strong belief in corporate responsibility.

Aside from his work with DFG, David Osio is also a member of the Miami Symphony Orchestra. He is involved with various charities including the Children’s Orthopedic Hospital in Venezuela, as well as the Wayuu Taya, UMA and Fundana foundations. Mr. Osio and his companies have received various awards from around the world, including the Medal of Honor of the United States Congress and “Best Offshore Corporate Service Provider,” by New Europe Magazine.

Follow David Osio on Twitter

Free Or Low Cost Cell Phone Plans Are Available Through FreedomPop

Being without a cell phone is just as bad as being without a car. It may be possible to borrow a phone or a car from someone else, but it’s never the same as owning one. Most people do not want to lend out their cell phones anyways, so the majority will go out and get their own cell phone. Getting a cell phone isn’t as difficult as it used to be, especially since the prices have gotten much lower over the years. Cell phones used the cost $100 for a simple flip phone, and it’s now easy to get the same flip phone for $10.

Even smartphones have been lowered drastically in price, and FreedomPop is selling smartphones at a great rate, even some of the best smartphones like the iPhone and Samsung Galaxy. Many would expect to pay hundreds of dollars for these types of phones, but those who switch to FreedomPop and need a cell phone can buy these brand name phones for low prices. Along with getting a phone, it’s also possible to get low-cost phone service, which is only $20 a month for an unlimited plan from FreedomPop.

The FreedomPop unlimited plan is fantastic and is unheard of in the world today. No other company in the USA can say that they charge only $20 a month for an unlimited cell phones service plan, only FreedomPop can say this. Since FreedomPop is aiming to offer the lowest prices for their services, they are working with Sprint in order to bring their customers a $20 per month unlimited plan, which includes text messages, 4G LTE data, and unlimited phone calls. Anyone can use this plan as they see fit without maxing out their usage limits.

Those who want to test out the FreedomPop services before paying anything can choose the free plan, which allows them 200 minutes of talk time, 500 text messages, and 500 MB of data. This free plan is for any and everyone who joins FreedomPop, and there is absolutely no charge for this pan. Those who want unlimited service on their cell phone can opt for the $20 unlimited plan, which also includes 1 GB of 4G LTE data. There are no other companies like FreedomPop, and that’s why they stand out on their own, and for those who are interested, FreedomPop’s services are also available in the UK as well.

Learn more from this review of FreedomPop review

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Fabletics, Making You Comfortable in Your Own Skin

Marie Claire Magazine recently published an article with a spotlight on Kate Hudson and her new line of ultra-comfortable dresses, called “Fabletics.” To add to the chic punning, Hudson describes the dresses as “athleisure” wear, allowing women to easily transition from a day to night look.

When Kate says the clothes are comfortable, she’s not lying. Although made out of performance materials similar to workout/fitness garb, some of the YouTube videos and outfits have bras built right in! As Kate says, this dress is the cozy, loose-fitting and casual cousin of the “Little Black Dress.”

At the same time, though, Kate’s designs for the breezy Fabletics dresses and swimsuits are inspired by high-fashion, couture, edgy styles. The bikinis and workout wear have cute designs like galaxy print, and sleek, thinning silhouettes. Bright colors in bold color-block are sure to liven up your wardrobe and highlight your best features, even if you’re on a run and not looking your hottest. Fabletics is all about making sure you don’t have to sacrifice beauty for utility.

However, as Kate just unveiled with Marie Claire this April, Fabletics isn’t just an activewear line anymore, either. “Athleisure” wear is versatile enough that you can sport the clothes on the town, too, not just in the gym.

Read more: Kate Hudson to the Lazy-Girl Rescue: Steal Her Secrets for Wearing Athleisure at Night

The Fabletics brand is expanding beyond just women, as well. Kate Hudson’s brother Olivier launched FL2, a men’s activewear brand, just this March. And Fabletics isn’t just an online market anymore, either — it opened up its first physical stores last September, in lofty locations like Woodland Hills.

Anyone who wants to subscribe to Fabletics and receive monthly clothing gifts can head over to and fill out a personalized survey about their own workout goals and habits. With this quiz, your activewear not only fits on your body, but fits your lifestyle as well.

It may have been William Shakespeare who said, “Clothes make the man,” but it’s Kate Hudson who’s saying, clothes make the girl, and the girl wants to be comfortable! Fabletics keeps things customized by sending you “Outfits” that fit the profile results of your quiz, sometimes with added accessories to boot.

In the interview with Marie Claire, Kate stresses the value of comfort, whether at work or on a date, and how “athleisure” clothing allows you to focus on your life, instead of on how cramped your clothing feels. You may have heard the saying, “Beauty is pain.” But with Kate Hudson’s Fabletics, that couldn’t be further from the truth. 

Wikipedia for your Business: Not for Amateurs

In today’s world, one of businesses and individuals most difficult challenges is building and maintaining a positive online reputation. There are thousands of websites across the internet where business can have profiles on and their reputation can easily be tarnished with just a few nasty comments. One of the most trusted sites that consumers use to start forming their opinions about a business or an individual is Wikipedia. For this reason it is extremely important for businesses to make a Wikipedia page that promotes their business and or services in a positive light.

While contributors of Wikipedia have to follow certain strict guidelines, anyone can contribute on any page. Many people assume that since anyone can contribute to Wikipedia that a business should just create their own pages and not pay a 3rd party. However it is not as simple as going online and writing about your business. Wikipedia has many systems and check and balances in place to make sure the content is accurate and can be trusted by the general public. This is why a company should consider an expert such as Get Your Wiki to create, monitor and update a Wikipedia page for their business.

One of the main challenges of businesses creating their own Wiki content is that Wiki actually does not allow self-promotional content so it is a difficult line to walk. Professional companies such as get your wiki are well versed in the guidelines so they can easily provide you with a list of information you should gather about your company so that they can start building content. They know exactly what type of content to include on the page so that your business is not flagged or deleted for removal. One might think they are capable of submitting subjective information about the nature of this company but experience shows that it is very challenging to write bias free content about your own firm.

Another important reason to hire a Wikipedia editor is if you want the business to have international pages. Each wiki country if you will has its own guidelines to follow. A professional Wikipedia writing service can translate your page for you as well as adjust the content of the page to be compliant with the particular locations customs.

Finally due to the nature of the open source of Wikipedia, it is important for businesses to be monitoring the page for changes that could potentially be derogatory in nature and can hurt your online presence. A professional company will monitor any changes to your page and react to any negative changes quickly giving you time to focus on your business.

Learn more about Get Your Wiki’s services here >>

Kyle Bass: By the Company He Keeps

The onetime-wunderkind has a special spot in Argentine ruler Cristina Fernández de Kirchner’s kitchen cabinet. Bass doesn’t miss a chance to stand up for Kirchner’s most ill-advised actions. After defaulting on foreign debt a second time in only thirteen years, Bass would hear no criticism of the economic skills of the Argentine despot. What’s in it for him?

What was in it for Bass when he stood up for his favored buy-and-hold play General Motors during their recall controversy, insisting victims were somehow to blame for non-deploying airbags, faulty ignition switches and failed power steering units?

One could answer this by simply saying “money,” but that wouldn’t tell the whole story. Kyle Bass was right once – at one point in time. He called the sub-prime mortgage bubble for what it was. He gets credit for seeing the upcoming disaster. But that one insight set Kyle up with a reputation as a mastermind he’s fought hard to justify in the time since.

One way to seem like you have a rare talent for prognostication: Make things happen that ordinarily wouldn’t. Bass has shown he’s not above shorting pharmaceutical companies, then suing them. Win or lose in court, he still profits. He knows to the minute when those stocks are going to tank. He and his parter Erich Spangenberg have the legal paperwork ready to go through a front organization called – ironically – the Coalition for Affordable Drugs. There’s nothing about patent trolling that makes drugs more affordable for anyone.

But Bass gets to say he called top on those pharma stocks. Wunderkind is right again.

Judge Bass by his actions, but know him by the company he keeps: People like Kirchner and Spangenberg in particular.

CEO Bob Reina Continues to Develop New Philanthropic Opportunities


Changing the world and making it a better place for all is something that many people dream of accomplishing. One CEO is doing more than dreaming about change, but is using his own corporation to assist non-profit organizations around the world. Talk Fusion is a marketing company that helps their customers to improve their sales through professional video marketing campaigns and video communication services. Led by founder Bob Reina, the company has become one of the leading marketing services in the world since it opened its doors in 2007.

However, it is not just profit that Reina strives for in his career. The philanthropist has given generously to numerous causes including the Tampa Bay Humane Society and an Indonesian orphanage, among others. To help encourage greater giving he has now launched a program at his business to raise funds for other groups. Through this new program every associate at Talk Fusion is able to donate a free account to a charity they choose. The accounts allow the chosen non-profits to design professional branding and create their own free marketing campaign.

By providing this opportunity, Bob Reina and his numerous associates are able to help non-profit organizations draw more attention to their cause without using the money in their own limited budgets. Talk Fusions associates are not only able to actively participate in this philanthropic gesture, but are also encouraged to contribute their time and efforts to assisting others around the world. Some offer financial donations and many others participate in fundraising drives and in volunteer roles serving people in need.

Reina has spent over 20 years in the marketing industry and has used his unique and creative ideas to help others develop methods of advertising and selling their brand. He uses this same innovation and creativity to find ways to go beyond basic donations or volunteering in an effort to aid as many people as possible. Even his method of operating his business is an example of encouraging others to do well and reap the rewards. Associates are given training to enable them to build their own customer base and are rewarded with compensation plans, commissions and extras like luxury gifts and vacations.


One Woman’s Week Trial of Cleansing Conditioner from Wen by Chaz

In an article published originally on Bustle, one hair fanatic took us through a day-by-day week trial of the hair care product WEN Cleansing Conditioner from Wen by Chaz Dean. Many individuals have probably seen this product on a late-night infomercial or may have heard of someone who has tried it. For Emily McClure, it was a love-hate relationship throughout the week as she tried this product that she had heard so much about. Through her seven-day trial, she noted that this product brought a lot of volume to her otherwise fine and stringy hair. Emily also noted that her hair was generally more shiny than usual when using this product. Her overall recommendation after using the product for seven days was that it would be a great one for anyone who has fine hair and regularly showers before styling their hair in the morning. She recommends using the product in the morning rather than at night for the best results.
Wen by Chaz Dean is a unique healthy hair care system that includes products for cleansing, boosting, treating, and styling your hair. Their products include the WEN Cleansing Conditioner, the WEN Nourishing Mousse, the WEN Anti-Frizz Styling Cream and the WEN Moist Intensive Hair Treatment to name a few. All of the Wen by Chaz hair care products contain natural ingredients such as chamomile extract, wild cherry bark, sweet almond oil, botanical extracts and shea butter. Wen by Chaz Hair Care System come on the sephora beauty products market in a variety of different kits. The kit recommended by Chaz is the WEN Hair Care Deluxe Kit. This kit contains the cleansing conditioner, anti-frizz styling cream, nourishing mousse, straightening smoothing gloss and the replenishing treatment mist. There is also a travel kit for those who are on the go.

Product link:

WEN Hair Care products are available at

US Money Reserve

There are a lot of podcasts for people to get information from in the market today. US Money Reserve is podcast designed to inform people about different events in the economy.

Over the past couple of yeas, the economy has started to rebound from the recession. However, there are still plenty of people who are hurting financially. On the latest podcast, Philip Diehl talked about the various economic factors affecting the economy.

As President of US Money Reserve, he has a lot of financial knowledge that is great to learn. There are many people who listen to what he has to say based on his track record of being right.

Philip Diehl

Few people are able to start and grow a podcast and website from the ground up. However, Philip Diehl has done just that in his time in business. He is passionate about bringing content to people who otherwise could not afford it. Learn more about US Money Reserve: and

Philip Diehl knows what it takes to succeed at a high level in business. Over the past few years, he has made a lot of smart investment choices for his business. This has led to a lot of financial success for him and his family.

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Philip Diehl has different views on the economy than many other people. During his time in business, he learned a lot of different ways to succeed in growing his customer base.

When he first started his business, the economy was not growing at a fast rate. This is something that forced Philip Diehl to be innovative, and he uses that creativity in his business to this day.

Philip Diehl is one of the most interesting people in the world of business today, and his content on his podcast is one of the reasons why. Anyone who wants to learn more about finance overall should listen to the podcast.

Read more:
US Money Reserve | LinkedIn
US Money Reserve | CrunchBase


ClassDojo has the Power to Change Education at the Grassroots Level

A fifth grade student at Philips Elementary School in Napa suffers from Selective Mutism, a condition characterized by inability to speak in social situations. However, when the student took part in a class discussion, a classmate of his intervened saying that his classmate should be given Dojo points for that as he was brave to speak out.
This student was referring to the popular ClassDojo platform, a mobile app and a web platform that their teachers uses to track, communicate with their parents about their mindset and behaviors in classroom. The application is a twenty five-person San Francisco start up that have gone viral among education institutions.
According to its co-founder and CEO, Sam Chaudhary, the platform is a free tool aimed at giving kids, teachers and parents the power to change the power of education at the proletarian level. The company has hit the tipping point in being mainstream at a great deals schools, most of which have multiple classrooms. Currently, the platform is being used by millions of teachers at approximately 85,000 schools in United States, two thirds of which are k-12 category schools.
After unveiling another of its products for school principals last month, the platform has already gathered 30,000 school administrators, representing approximately a quarter of United States schools. Their tactic is actually being adopted by other prolific companies including Dropbox, Yammer and Slack.
Even with its grassroots background, ClassDojo is winning respect from observers and educators. The platform is earning huge praise particularly with middle and elementary schools, where it is perceived as a way of engaging students resulting to better classroom instructions.
Teachers often uses the app to award Dojo points as well as makes note when kids are on track, show teamwork, obtain a correct answer in a test as well learn more mysterious skills. Teachers are excited about the platform with some finding it exciting to manage more than 12 classroom at the palm of their hands.
Each student is symbolized by a monster-like or avatar symbol which is a reflection of their personal traits. This is what is depicted on the app. There is a Class Story feature on the site allowing teachers to send updates in form of pictures and videos to parents of each students. Just like a private social media platform, the platform display the views and likes of entry posted onto the site.


Learn more about Class Dojo:

Event Planning & Design 23 Layers

Twenty Three Layers is a event planning and design company from New York City. The company is owned by two women, Jessica Boskoff and Sarah Freedman. The CEO Jessica Boskoff like’s to use her favorite colors to do some events. Jessica’s favorite colors to use are mint, aqua, and blush. They plan event for weddings, birthdays, showers, charitable functions, corporate events and many more. Twenty Three Layers does all the planning for your event that you could possible name, from lighting and sound to even providing event insurance.

Twenty Three Layers recently planned a party for a little guy name Teddy for his first birthday. Teddy’s first birthday party took place in Long Island, New York. His first birthday party was farm themed. The farm themed party is great to have for a boy or girl, so gender neutral. The event had such food as a barnyard cake, apple cookies and pie, candy apples, cherries, fresh strawberries and apples. The kid’s could drink apple cider or chocolate milk. Everything was so well designed and coordinated, there are red and white plaid table cloths, and little wooden wagons with hay in it. The kid’s had one big square table to share and in the center of it was 3 baskets full of apples, sitting on top of fake grass.
Farm Table
Teddy and his parents went as far as dressing in farm themed clothing. Teddy’s highchair was wooden and decorate with a red bandana, a sign that said one and streamers. The kids had cute little plastic mason jar cups to drink from with a red and white straw. Each place setting also had a tiny basket with a apple shaped cookie in it and a Big Red Barn book laying beside it. Each child that attended the party took home a goody box that had crayons, socks and a rubber duck in it. The goody boxes was placed on top of hay bales with each child’s name on the front wrote in chalk. Little Teddy I’m sure was so comfortable and happy at his first party, that he didn’t wear shoes to it.